Password Security

To ensure your ADF Online log in details remain as secure as possible, the ADF recommends that you:

  • Never instruct your computer to save your ADF Online password
  • Never record your password anywhere either in writing or online
  • Never share your login name or password

If you feel your details have been compromised, please contact the ADF immediately

Notice of Change to ADF Interest Rates

The ADF has again made the decision to review its interest rate settings, due to the ongoing extraordinary movement in market conditions. The nature of the constantly changing environment in which we operate requires that we regularly review our interest rates to ensure they reflect market conditions whilst maintaining a balance between our customers’ loans and investment requirements.

The ADF is committed to serving, supporting and empowering the Mission of our Church while maintaining long-term stability, and this ultimately drives every decision we make.  After careful consideration the ADF Board has approved a rate increase for all customers effective 1st January 2023.

The ADF’s new standard rates will be:

Standard Variable Loan Rate:                              5.45% 

Standard Investment Rates:

              Up to $499,999                                        2.35%

              $500,000 to $1,999,999                         2.55%

              Over $2,000,000                                      2.70%

The ongoing volatility in market conditions may result in further increases in the ADF’s interest rates in 2023. While we cannot predict future interest rate changes, the ADF will always look to balance the impact of the market conditions to provide good stewardship in support of the Mission of the Church. As part of this, the ADF aims to flatten out interest rate volatility as much as possible in order to provide our customers with more certainty.

To support our customers with loans and continue to provide certainty in these unusual times, please note that it is ADF practice not to vary principal and interest loan repayments when interest rates increase. As such, principal and interest loan repayments on existing loans will remain consistent at the existing repayments levels.

We would like to take the opportunity to thank you for your ongoing support of the ADF. If you have any questions or queries, please do not hesitate to contact your ADF Relationship Manager or the Service Delivery Team on 07 3324 3777.

Christmas Business Hours

The ADF will be operating as normal throughout the Christmas and New Year holiday period with the exception of the gazetted public holidays. Any customers pre-loading files or transactions for the holiday period should ensure that they have sufficient funds in their account to cover the total amount of transactions to be processed.

If you require a temporary daily limit increase to allow for your files to be processed, please complete the form found under the Resources & Forms tab and email to adfmail@bne.catholic.net.au.

We would like to wish all of our customers a safe and happy Christmas.

Cash Floats and Temporary EFTPOS Terminals for Events/Fetes

The ADF can assist customers that are holding events/fetes over the busy Christmas/New Year period by organising cash floats and temporary EFTPOS terminals to assist with payment processing.

These are the minimum notice periods we require to ensure that we are able to arrange your cash or terminals in time for your event/fete.

  • Cash floats – 5 working days prior to the cash being required. The ADF is unable to guarantee that the CBA will have the cash float available if this notice period is not met due to limited cash on hand at the branches.
  • Temporary EFTPOS terminals – 10 working days prior to the terminal being required. The ADF is unable to guarantee that the CBA will have the terminal/s delivered to you if this notice period is not met due to freight/shipping timeframes.

Please contact the ADF if you have any questions or would like to arrange a cash float or temporary terminal.

Foreign Cheques

The CBA have advised that from 10 October 2022 they will no longer be accepting foreign cheques in any currency.

If you need to receive funds from overseas, please contact the ADF to discuss the process to have these funds credited electronically to your ADF account.

Notice of Change to ADF Interest Rates

The ADF has again made the decision to review its interest rate settings, due to the ongoing extraordinary movement in market conditions. The nature of the constantly changing environment in which we operate requires that we regularly review our interest rates to ensure they reflect market conditions whilst maintaining a balance between our customers’ loans and investment requirements.

The ADF is committed to serving, supporting and empowering the Mission of our Church while maintaining long-term stability, and this ultimately drives every decision we make.  After careful consideration the ADF Board has approved a rate increase for all customers effective 1st October 2022.

The ADF’s new standard rates will be:

Standard Variable Loan Rate:                              4.95% 

Standard Investment Rates:

              Up to $499,999                                        1.85%

              $500,000 to $1,999,999                         2.05%

              Over $2,000,000                                      2.20%

The ongoing volatility in market conditions may result in further increases in the ADF’s interest rates this year. While we cannot predict future interest rate changes, the ADF will always look to balance the impact of the market conditions to provide good stewardship in support of the Mission of the Church. As part of this, the ADF aims to flatten out interest rate volatility as much as possible in order to provide our customers with more certainty.

To support our customers with loans and continue to provide certainty in these unusual times, please note that it is ADF practice not to vary principal and interest loan repayments when interest rates increase. As such, principal and interest loan repayments on existing loans will remain consistent at the existing repayments levels.

We would like to take the opportunity to thank you for your ongoing support of the ADF. If you have any questions or queries, please do not hesitate to contact your ADF Relationship Manager or the Service Delivery Team on 07 3324 3777.

Interest Rate Change – Effective 1st August 2022

The ADF has again made the decision to review its interest rate settings, due to the ongoing extraordinary movement in market conditions. The nature of the constantly changing environment in which we operate requires that we regularly review our interest rates to ensure they reflect market conditions whilst maintaining a balance between our customers’ loans and investment requirements.

The ADF is committed to serving, supporting and empowering the Mission of our Church while maintaining long-term stability, and this ultimately drives every decision we make. After careful consideration the ADF Board has approved a rate increase for all customers effective 1st August 2022.

The ADF’s new standard rates will be:

Standard Variable Loan Rate: 4.25%
Standard Investment Rates:
Up to $499,999 1.25%
$500,000 to $1,999,999 1.45%
Over $2,000,000 1.60%

The ongoing volatility in market conditions will likely mean that there will be further increases in the ADF’s interest rates this year. While the ADF cannot confirm the quantum or timing of future interest rate changes, we will always look to balance the impact of the market conditions to provide good stewardship in support of the Mission of the Church.

To support our customers with loans and continue to provide certainty in these unusual times, please note that it is ADF practice not to vary principal and interest loan repayments when interest rates increase. As such, principal and interest loan repayments on existing loans will remain consistent at the existing repayments levels.

Once again, we would like to take the opportunity to thank you for your ongoing support of the ADF. If you have any questions or queries, please do not hesitate to contact your ADF Relationship Manager or the Service Delivery Team on 07 3324 3777.

Notice of Change to ADF Interest Rates

While there is much uncertainty in the marketplace, the ADF continues to focus on supporting our customers to achieve their goals and mission, by providing strong customer orientated solutions while balancing prudent financial management. A key part of this mandate is to review interest rate settings regularly to ensure they reflect market conditions whilst maintaining a balance between competitive investment returns and a fair borrowing rate to support capital development.

After careful consideration the ADF Board has approved a rate increase for all customers effective 1st July 2022.

The ADF’s new standard rates will be:

Standard Variable Loan Rate: 3.75%

Standard Investment Rates:
Up to $499,999 0.75%
$500,000 to $1,999,999 0.95%
Over $2,000,000 1.10%

The current volatility in market conditions will likely mean that there will be further increases in the ADF’s interest rates this year. While the ADF cannot confirm the quantum or timing of future interest rate changes, we will always look to balance the impact of the market conditions to provide good stewardship in support of the Mission of the Church.

To support our customers with loans and continue to provide certainty in these unusual times, please note that it is ADF practice not to vary principal and interest loan repayments when interest rates increase. As such, principal and interest loan repayments on existing loans will remain consistent at the existing repayments levels.

Once again, I would like to take the opportunity to thank you for your ongoing support of the ADF. If you have any questions or queries, please do not hesitate to contact your ADF Relationship Manager or the Service Delivery Team.